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Ensure Financial Security for People with Disabilities

Currently, people with disabilities cannot have assets greater than $2000, or they are forced to forfeit needed government benefits. Modeled after tax-free college savings plans and retirement funds, the ABLE Act would allow people with disabilities and their families to save for the future. We are taught in Pirkei Avot to not separate ourselves from the community, but too often people with disabilities are forced to do just that. Urge your Members of Congress to cosponsor the ABLE Act, which encourages and assists individuals and families in saving private funds for the purpose of supporting individuals with disabilities to maintain health, independence, and quality of life.

Background
 
Under current law, people with disabilities who have more than $2000 in assets are ineligible for many essential government benefits like Medicaid. Families whose child will not go to college cannot save money tax-free for future expenses (as a savings fund for the college-bound would do), which could include costly caregivers, medical visits and housing. Adults with disabilities find it more expensive to work than to be unemployed, since they cannot save their earnings without forfeiting government health insurance and other benefits.
 
Our Jewish tradition teaches us, “You shall not insult the deaf, or place a stumbling block before the blind” (Leviticus 19:14). We must not place barriers in the path to economic self-sufficiency for people with disabilities. Current law discourages people with disabilities and their families from saving for the future. The ABLE Act would provide secure funding for disability-related expenses on behalf of designated beneficiaries with disabilities. 
 
Urge your Members of Congress to cosponsor the ABLE Act, which would encourage and assist individuals and families in saving private funds for the purpose of supporting individuals with disabilities to maintain health, independence, and quality of life.
 
For more information about disability rights, contact Eisendrath Legislative Assistant Deborah Goldberg at 202.387.2800. 

 

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